Personal Finance

We live in Houston. It’s hot here in the fall, survivable in the winter, and it’s hot in the spring, but it is really terrible in the summer! I’m talking about 100 degrees almost every day with high humidity and hardly any breeze. So when June came along, our electricity bill doubled.We knew if we [...]

After mounting up a lot of debt and fighting to make my credit card payments, I began to think of ways  I could stop building debt and start getting out of debt. I started looking for ways to ease the stress. Clearly, just thinking about getting out of debt not get the job done. Here’s [...]